Before you start looking for a home, get pre-qualified for a loan. Better yet, get a pre-approval, then you can look at homes with confidence. Here are a few Mortgage Companies past clients and I have worked with. I encourage you to speak with them and get pre-approved.
The concept of a mortgage is quite simple. It’s basically a loan for a home wherein the property itself is used as collateral.
Securing a mortgage, however, can be complex. The process may take more than a month, as several parties – from the escrow officer to the loan underwriter – work behind the scenes to put it all together.
A trusted real estate agent can recommend a reputable mortgage broker or lender and help you navigate through the process.
Midland States Bank
Website: Midland States Bank
Website: Cornerstone Mortgage
Website: USA Mortgage